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INTRODUCTION
1. These Explanatory Notes relate to the Savings Accounts and Health in Pregnancy Grant Bill as brought from the House of Commons on 23rd November 2010. They have been prepared by HM Treasury in order to assist the reader of the Bill and to help inform debate on it. They do not form part of the Bill and have not been endorsed by Parliament.
2. The Notes need to be read in conjunction with the Bill. They are not, and are not meant to be, a comprehensive description of
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