Our Terms and Conditions

Licences

Anonymous users and non-subscribers use the site under the TERMS OF USE BY NON-SUBSCRIBERS.

Subscribers and individuals who are members of subscribing organisations access protected content under the SERVICE TERMS.

If you would like permission to use any article on this site in a way not covered by these terms please contact us.

Pricing

SERVICE TERMS
Terms and conditions of buying online

These are 3d's Online Terms and Conditions of sale to which all online purchases are subject. If you've got questions about the site or your order, you should find the answers here...

Definitions

"3d": means 3d Investments Limited

"the 3d website": means www.ukregulation.co.uk.

"JMLSG": means the Joint Money Laundering Steering Group, as operated by the British Bankers' Association (BBA).

"the Service": means the JMLSG Guidance Notes online as maintained and operated by 3d and/or 3d Investment Regulation or such other service as 3d may operate.

1. Price Information

The prices shown are only applicable to purchases made via the 3d website. All prices are correct at the time of display online and exclude VAT where appropriate. We regret we are not able to offer VAT-exclusive pricing for non-UK residents. In the unlikely event of an administrative error resulting in an incorrect price being displayed, we reserve the right to correct the price. In these circumstances, you will not be bound to continue with your purchase, and will be asked to email us to confirm that you wish to proceed.

2. Ordering the Service

Our online store can accept orders originating worldwide. To order the Service from our online store simply enter your details on the registration page. You will be able to cancel your order before proceeding through the purchase process.

We will ask for details of your billing address - this MUST be the address at which your Credit/Debit card is registered - and email/phone contact details so we can contact you if we need to discuss your order. Finally, we will ask for details of the Credit/Debit card you wish to use to make your payment.

Clicking "buy now" will generate and transmit your order and display a page confirming the details of your order for your records.

If you need to amend your order after it has been generated, please contact us. 3d will confirm receipt of your order by sending an email to you using the address you supplied when registering with our website, this will bring into existence a legally binding agreement between us.

Please note that the only language in which the contract can be concluded is English. Details of your order will be retained by 3d in our database and these details can be made available on request. Please contact us to request that information.

3. Payment

We accept payment by most major credit or debit cards. Payment will be debited to your account before access is granted to the Service.

4. Validation Checks

All credit and charge card holders are subject to validation checks and authorisation by the card issuer. If the issuer of your payment card refuses to authorise payment to us, we will not be liable for any delay or non-delivery.

5. Liability

The majority of card issuers cover all the charges that may result from unauthorised use of your credit card or debit cards, but some may limit your liability to £50. If you believe your credit or debit card has been subject to unauthorised use you should contact your card issuer without delay.

6. Delivery of Goods

Once payment has been made, access to the Service will be immediately available.

7. Disclaimer

We give you no warranty or assurance about the Service. In particular:

Information may be incorrect or out of date, and may not constitute a definitive or complete statement of the law or the legal market in any area.
Materials are not intended to constitute advice in any specific situation.
You should take legal advice in specific situations and conduct your own research into the suitability of firms before appointing them.
All implied warranties and conditions are excluded, to the maximum extent permitted by law.

8. Liability

Our liability to you for any loss or damage is limited to damages of an amount equal to the Subscription Fee.

Under this paragraph, our liability includes that of our agents, employees and sub-contractors, you includes any other party claiming through you and loss or damage includes any losses, damages, costs or expenses whatsoever or howsoever arising in connection with the Service, whether under this agreement or other agreement or in consequence of any misrepresentation, misstatement or tortious act or omission, including negligence.

This paragraph does not affect claims in respect of death or personal injury caused by negligence and does not limit or exclude any liability for fraudulent misrepresentation.

9. Complaints and Queries

If you are not happy with any aspect of our online service or if you have any queries or comments relating to an order placed online, please contact us.

10. Safe Purchasing Guarantee

We have used every effort to ensure that purchasing on the Internet with 3d is as safe as possible. Our secure server software encrypts all of your personal information sent over the Internet. In processing your order, your information may have to be sent over the Internet more than once. At no point is your order information sent in this way without encryption.

11. Equifax Authentic Site

This website has been issued with a Secure Server Digital Certificate by the online Certificate Authority Equifax. The Equifax Digital ID is an electronic licence credential for online business. It confirms that 3d is a legitimate website and establishes an encrypted communication channel protecting all information you send over the Internet while you are using this website.

TERMS OF USE BY NON-SUBSCRIBERS

Acceptance of these Terms
By using this web site you agree to these terms and to the disclaimer and limitation of liability below. If you do not agree to these terms please leave the site immediately.

Licence

1. You have a non-exclusive licence to use the materials while they remain on www.ukregulation.co.uk and you may:

Search, view, copy and print out materials for your own use, and for the purposes of any matter or transaction on which you are advising
Bookmark any page or link to it so long as the page is presented within our frameset

2. This licence is a personal, non-transferable licence and unless we agree otherwise in writing (Please contact us for permission) you must not:

Make print outs or copies available to anyone else
Modify any materials

3. This licence applies to all materials on the website other than full text materials available by subscription, which are governed by specific licences and which take precedence over this one. Disclaimer

4. We give you no warranty or assurance about the site. In particular:

Information may be incorrect or out of date, and may not constitute a definitive or complete statement of the law or the legal market in any area.
Materials are not intended to constitute advice in any specific situation.
You should take legal advice in specific situations and conduct your own research into the suitability of firms before appointing them.
All implied warranties and conditions are excluded, to the maximum extent permitted by law.

5. USE THIS SITE AT YOUR OWN RISK. NEITHER 3d AND OUR AGENTS, EMPLOYEES AND SUB-CONTRACTORS SHALL BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY LOSSES OR DAMAGES WHATSOEVER OR HOWSOEVER ARISING IN CONNECTION WITH THIS SITE (WHETHER UNDER THIS LICENCE OR OTHER CONTRACT OR IN CONSEQUENCE OF ANY MISREPRESENTATION, MISSTATEMENT OR TORTIOUS ACT OR OMISSION INCLUDING NEGLIGENCE)

6. This does not affect claims in respect of death or personal injury caused by negligence.

Governing Law

7. These terms are governed by English law and you submit to the non-exclusive jurisdiction of the English courts.

Short Copyright Notice

For more detailed copyright information, please see Copyright Notice
Published by 3d Investments. All rights reserved.
FSA material is reproduced under licence:
© Financial Services Authority 2010 All rights reserved.
Text: © 3d Investments Limited 1997-2010
Hypertext links and screen layout: © 3d Investments Limited 2010